Td Merchant Services Contact

Participant Classifications. TD Merchant PC CC4 is a software program developed by TD Bank Financial Group. Read detailed information and client reviews about TD Retail Card Services. Rent month-to-month, or purchase your equipment at a low one-time cost. S subsidiary of Toronto-Dominion Bank, operating as TD Bank Group. RBC Merchant Services is a leader in the Caribbean region bringing secure and innovative payment solutions with the highest standard of service and technology to support your business needs. Download our free guide to learn how it can help your business. We're close to homein more than 247 communities throughout Alberta Whether you're seeking a mortgage specialist, a tax specialist, a payroll specialist or other type of banking specialist for business or personal banking needs, you'll find one close by with ATB's network of financial experts. Or, share a few details about you on the form below and a PNC Merchant Services representative will contact you within the next business day. If you work hard you can get a great year end bonus and quarterly bonuses, you can win a year end trip to a great location. Cutter Recovery Services 1-866-483-5024 x2237 (TD Insurance,) CVS. Mailing Address. Our areas of expertise include: Asset Finance, Working Capital Solutions, Capital Markets and Ariva. Merchants Preferred combines industry leading technology with a reliable customer service experience to create a unique hands-on service to support our customers throughout the lease-purchase process. Whether your customers shop in store, online or on the go, they want convenient experiences that let them shop seamlessly and pay with ease. Our disclaimer: https://t. Keeping a desk Calendar with months only upon your office desk is part of the corporate culture. sales in TD merchant services. We also have partnership opportunities from integration to reseller. Merchant Solutions operates on a simple premise: Take care of the merchant. This department comes under the TD North American Credit Cards and Merchant Services group and specifically strategic cards. TD Merchant Services preferred pricing program for CPA members Payment solutions you can count on Rates. APPLY WITH US. Merchant Services LTD is committed to assisting small businesses with each of their payment processing needs. YOUR TD Merchant services will permit merchants to process visa bank cards so merchants may enhance your retail or on the internet sales. Our merchant services platform makes face-to-face, phone, mail, and online payment processing simpler for your customers. Browse by Solutions Processing Rates & Fees. #1 – The iWL250 and iWL255 are exactly the same unit (we don’t know why they changed model names). Contact Info. Possible customer service with other Financial Institutions and TD Canada Trust branches and TD Merchant Services. is a subsidiary of Scully Royalty Ltd. Sioux Falls, SD - Phone & Internet Specialist. Call us at 1-800-321-3950. You can get a CBD merchant account and it won't violate Shopify Policy. tdautofinance. EMS Merchant Services excels in hard to place high risk merchant accounts. 2 MB (25,374,383 bytes). Morgan Securities LLC (JPMS), a member of FINRA and SIPC. Province or State. Naween Thomas Regional Sales Executive at TD Merchant Services Sudbury, Ontario, Canada Informatietechnologie en services 4 personen hebben Naween Thomas aanbevolen. The merchant processing agreement will outline all applicable chargeback fees; on average, you can expect to pay somewhere between $20 and $50 per chargeback. Douglas Mearkle Joins TD Bank as SVP, Head of U. Whether your customers shop in store, online or on the go, they want convenient experiences that let them shop seamlessly and pay with ease. ca Please enter what you're searching for. You may report fraud to your account manager, call customer service, or contact customer service in your region. TD MERCHANT SERVICES/FIRST DATA, Merchant Services. The low-stress way to find your next merchant services sales rep job opportunity is on SimplyHired. Let’s get a couple things straight. com is down for us too there is nothing you can do except waiting. Get to know TD Merchant Services CEO & other corporate executives. Fraud is a serious concern for both merchants and their customers. For more information about regarding the Vx510 or any Verifone products. there are not many of these services that will take ecig vendors in Canada, so they had a lot of business from the vape community. Offer includes Ingenico iCT250, iWL250G and iWL220B only with an original sale price more than $500 CAD. Credit & Debit Card Processing. TD Merchant Services can help you choose the best-suited equipment from our wide range of fixed and portable point-of-sale terminals. Free POS terminals, merchant accounts, daily bank deposits. For Online Banking and Bill Pay questions or support, please contact your local banking center or Customer Service Center. Read detailed information and client reviews about TD Retail Card Services. Find More Candidate Contact Information In 2017 With ContactOut - eremedia. It has never been easier to take advantage of the benefits of a point of sale system! First Merchant Services offers a full-featured, touch-screen point of sale (POS) system without all the hassle or the high cost. Merchant services is a broad category of financial services intended for use by businesses. As with any of my review I am more than glad to remove or modify my review once the issue has been solved. Upon first glance, Square is the more simple of the two but comes with its own risks and costs. This means that our members pool their savings, borrow, and obtain related financial services together. Discover Financial Services P. TD Merchant services. Call us today at 289-242-8539 Robert Doria I Regional Sales Executive I TD Merchant Services I offer Merchant Services for small, medium and large size companies. Commercial Applications (Status) 1-800-556-5010. Discover Gift Cards P. Data as of March 2018. When you receive a new card, you must contact each merchant or service provider that is charging Automatic Bill Payments to your Visa card to give them the new card number and expiry date. 73 per hour for Customer Service Representative. Typical merchant account companies charge up to 5% on everything a company earns from credit. For a complete list of phone numbers, click here. TD Merchant Services preferred pricing program for CPA members Payment solutions you can count on Rates. Not Moneris! Definitely the worst supplier relationship that I have had with a financial institution. , a NYSE-listed Merchant Banking Group. Offer includes Ingenico iCT250, iWL250G and iWL220B only with an original sale price more than $500 CAD. Contact Merchant Services regarding your Merchant Account and Credit Card Processing needs. From questions about your statement, Card benefits, insurance protection, lost Cards or even entertainment options, American Express Customer Service is always ready to assist you. If there's one aspect that sets TD Ameritrade apart from the competition, it's the level of customer service. Are you sure you’re getting the best rates from your card processor? Call us today for a free statement review. Merchant Services. Or, share a few details about you on the form below and a PNC Merchant Services representative will contact you within the next business day. Company reviews and salaries posted anonymously by employees. Fee Change Summary. Terminal ID. "We can more holistically support our customers as they grow," Pukas said. Over the course of the next few weeks, your local TD Merchant Services representative will be in contact with you to introduce the new program. Here are five important factors to consider when choosing a payment processor. Select this icon to view or hide the Language dropdown. Moneris Solutions Corporation (Moneris) uses the telephone as an important way of staying in contact with our customers and for communicating with potential customers. ” Please be assured our company does not partake in this business practice and is not affiliated with this company in any way. Situated at 77 King St W in Toronto, Ontario, TD Merchant Services is a merchant within the cash drawers section of Canpages. TD Merchant Services - Burlington - phone number, website & address - ON - Point of Sale Systems & Cash Registers. As we recently communicated to you, Interac, Visa, Mastercard and TD Merchant Solutions are making changes which may affect you. Take a look at our in-depth analysis of TD's checking and savings accounts to find out whether it's the right bank for you. Next-day funding is available to Chase Paymentech customers for Visa, MasterCard and Interac card transactions only. Login to your merchant account. This Report is available to members of Mercator Advisory Group's Merchant Services Advisory Service. ACE customers interested in adding this POS payment integration can email [email protected] View our rankings of the best Merchant Services in Canada. Member Login - web. Read detailed information and client reviews about TD Retail Card Services. Find a great collection of Merchant Services - Credit Card Processors at Costco. Select this icon to view or hide the Language dropdown. Univest provides a full range of banking, insurance & investment solutions. TD Bank, America's Most Convenient Bank®, has named Kevin J. Get to know TD Merchant Services CEO & other corporate executives. Merchant Foundry is now Instore. Merchant services is a broad category of financial services intended for use by businesses. David has 1 job listed on their profile. View our rankings of the best Merchant Services in Canada. Electronic Merchant Services(EMS) knowledge runs deep with an experienced Certified Payments Professional (CPP) on staff. Businesses typically consider these two alternatives for the. SMS your suburb name and state (e. Check out the Merchant Services that Chase offers for businesses! Their service allows you to use a variety of services from taking payments from customers to their 24/7/365 Customer Service Help Desk. Find the right payments tools for your business to streamline card and check processing with speed and ease. Cutter Recovery Services 1-866-483-5024 x2237 (TD Insurance,) CVS. © 2016 First Data Corporation. Merchant agrees to pay back any equipment credit received if they cancel the Merchant Solutions Processing Agreement within the first 12 months after approval of their merchant application. 600 8th Avenue West, Suite 203. Contact our TD Insurance customer service representatives to get advice, discuss your needs, get a free quote or to apply for coverage. Let us help you compete and win in today's chaotic marketplace. check the url and try again. Let TD Merchant Solutions work for you. I received a letter from Merchant Services dated 4/1/15 and received on 4/7/15 stating that I did not receive and the charge back to my account. , are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value. See the complete profile on LinkedIn and discover David’s connections and jobs at similar companies. *The Toronto-Dominion Bank and its affiliates are collectively known as TD Bank Group and include the following businesses: TD Canada Trust, TD Wealth, TD Direct Investing, TD Insurance, TD Auto Finance, TD Asset Management, TD Commercial Banking, TD Merchant Services and TD Securities. If you require assistance, contact us by phone at 1-800-363-1163. merchant services / pos terminals / debit & credit machines / business funding. Internet Processing with TD POS Express. For account inquiries or to report cards lost or stolen, please contact our Customer Service department at 1-800-252-2551. TD Bank, America's Most Convenient Bank®, has named Kevin J. Give customers more payment options. com or call 1-800-556-8172. Here are some of the most common merchant codes to help you identify your transactions. Registered country. SMALL BUSINESS. TD Merchant Services offers a number of service benefits and special rates to other businesses such as Golf Courses, Garden Centres/Landscaping or Contractors/Trades. The results are based on vendor analysis, competitive rates, and client feedback, we have put together a list of the top Merchant Services in the industry. How do I report a Lost/Stolen card? A. Get details. If you have questions about these changes or wish to participate in the program, please feel free to call Karen Mann at 1. Enter your USER ID and PASSWORD, and click SUBMIT. Enjoy a range of financial products and services with HSBC personal and online banking. Customer Service 1-866-702-4074. Usage and qualification restrictions apply. Rentals: Bank related companies such as TD Merchant Services and Moneris offer only terminal rental services at this time. how do I email customer service instead of calling? - Let TD Helps show you how you can reach your goals. Final confirmation of rates that apply to you will be sent to you at the time of set-up. PaymentCloud. TD Gift Card Program; All of these options can add to the capabilities of your merchant services account. Interra Credit Union is a member-owned, not-for-profit financial cooperative (also called a co-op). Take a look at our in-depth analysis of TD's checking and savings accounts to find out whether it's the right bank for you. The latest Tweets from TD (Canada) (@TD_Canada). CUSTOMER SERVICE. For more information about regarding the Vx510 or any Verifone products. Here at PaymentCloud Merchant Services, we strive to take the stress out of this process so your focus can be directed towards nurturing your enterprise. Contact Merchant Services regarding your Merchant Account and Credit Card Processing needs. SunTrust Merchant Services can provide you with secure, customized and cost-effective payment and credit card processing solutions, enabling you to accept virtually any type of card payment, including credit, debit, mobile wallet and gift cards. We're close to homein more than 247 communities throughout Alberta Whether you're seeking a mortgage specialist, a tax specialist, a payroll specialist or other type of banking specialist for business or personal banking needs, you'll find one close by with ATB's network of financial experts. Businesses that use TD Bank for processing services have access to state-of-the-art POS systems that meet their individual needs. Formed in 2009 as a joint venture between Bank of America Corp and First Data, Bank of America Merchant Services has developed an industry track record as the premier payments company, providing clients transaction speed, security and reliability across a host of retail and eCommerce platforms. Credit & Debit Card Processing. We offer expert advice and payment processing solutions that will keep pace with your business growth. TD Canada Trust - Brandon | 903 Rosser Ave. We can help you offer your customers more options by providing credit card and merchant services. FlexitiCard is accepted at nearly 4,000 retail locations. merchant accounts MasterCard Interac Merchant Debit interchange Merchant Accounts canada point of sale payment processing credit card processing rates pos terminals Card Processing transaction Visa Merchants merchant services Small Business; On this website, you will find more information, answers and facts in depth. TD Merchant Services preferred pricing program for CPA members Payment solutions you can count on Rates. You can get a CBD merchant account and it won't violate Shopify Policy. Chase Merchant Services is an excellent choice for medium to large businesses that need a processor which can handle large transaction volumes. Merchants can continue to process payments during the notice period. Credit card processing companies can help your business boost its sales. best value on your processing services For more information and to apply, con-tact Harold Mann by phone at (705)323-3545 or by email at harold. Finally, feel free to share this with your contacts by clicking Facebook or Twitter icons. Merchant Category Code (MCC). Usamerchantservice. ¹ We have been serving the world's largest brands, new e-commerce start-ups, and thousands of small businesses for more than 25 years. Phone 416-983-7777 to contact TD Merchant Services that is close to your area. This was back in September 2018. 600 8th Avenue West, Suite 203. Commercial Applications (Fax) 1-800-627-6386. Rentals: Bank related companies such as TD Merchant Services and Moneris offer only terminal rental services at this time. Possible customer service with other Financial Institutions and TD Canada Trust branches and TD Merchant Services. If not registered, sign up for easy online access to view and manage your payments and disputes. Contact TD on Messenger. Equal Housing Lender. Boost your bottom line with a cost-effective payment solution tailor-made for you. The results are based on vendor analysis, competitive rates, and client feedback, we have put together a list of the top Merchant Services in the industry. This new system aims to reduce timelines and simplify the chargeback dispute process by shifting from the current litigation-based model to a liability assignment mo. com YOUR TD Merchant services will permit merchants to process visa bank cards so merchants may enhance your retail or on the internet sales. American Savings Bank's Merchant Services program offers a complete suite of payment products, customized, and integrated solutions to fit your point-of-sale environment. TD Merchant Services offers a number of service benefits and special rates to other businesses such as Golf Courses, Garden Centres/Landscaping or Contractors/Trades. Here are a few resources to help you get started with TD Bank's Merchant Solutions offerings. Are you sure you’re getting the best rates from your card processor? Call us today for a free statement review. No matter the size of your business, M&T business banking has products, services and solutions to help you reach your business goals. Loans, mortgages, savings, investments and credit cards. Your linked account can be with Bankwest or any other financial institution in Australia. As a leader in Merchant Services, we're here to make your life easy. Merchant Category Code (MCC). Participant Classifications. TD Merchant Services is a decent choice for businesses, and may even be a good choice for those businesses that already bank with Toronto Dominion. and let one of our friendly customer service reps help you avoid. If you do not have an administrator or know who owns that role, please call the Response Center at 1-800-337-1222 Option 3, Option 2. Contact Info. com YOUR TD Merchant services will permit merchants to process visa bank cards so merchants may enhance your retail or on the internet sales. Enjoy low warehouse prices on name-brand Merchant Services - Credit Card Processors products. how do I email customer service instead of calling? - Let TD Helps show you how you can reach your goals. One of the most imperative business decisions for your company is choosing the right payment processor. Salary estimates are based on 29 salaries submitted anonymously to Glassdoor by Merchant Services employees. Typical merchant account companies charge up to 5% on everything a company earns from credit. Call: 800-538-3638 (Merchant Services. Rates are not applicable when processing debit and credit transactions with us using our TD Mobile POS terminal. Whether you’re looking for a standard, retirement, education, or a specialty account, we’ll help you find and open your account so you can start pursuing your financial goals today. Business support all day, every day from TD Merchant Solutions. » Contact Us : Contact Us. Commercial Applications (Fax) 1-800-627-6386. Learn about the Board of Directors, Executive Committees and CEO compensation in this industry. TD Merchant Solutions. Cutter Recovery Services 1-866-483-5024 x2237 (TD Insurance,) CVS. 5813 or call the Greater Oshawa Chamber of Commerce at 905. com to learn more about our products and services: savings, investments, loans, insurance, online brokerage, transaction services and more. Apparently TD Merchant Services is down for all of Canada right now. Businesses typically consider these two alternatives for the. Other investment products and services, such as brokerage and advisory accounts, are offered through J. Merchants Preferred combines industry leading technology with a reliable customer service experience to create a unique hands-on service to support our customers throughout the lease-purchase process. Bank of America Merchant Services is a leading electronic payments company in the industry. Set up your business to accept Debit & Credit card payment. The FlexitiCard gives you the payment flexibility you need. Contact Merchant Services regarding your Merchant Account and Credit Card Processing needs. The average Merchant Services salary ranges from approximately $35,000 per year for Inside Sales Representative to $100,000 per year for Sales Executive. Your linked account can be with Bankwest or any other financial institution in Australia. Embassy Bank for the Lehigh Valley offers a wide range of services and products for all our personal and business customers based on your financial needs. Rates are not applicable when processing debit and credit transactions with us using our TD Mobile POS terminal. I'm not referring to banks that sell e-wallets, e-check services or UK processing. Let’s get a couple things straight. We are just going the the process and if customer service continues on this high level we will be "happy campers" !. Merchant name. TD MERCHANT SERVICES/FIRST DATA, Merchant Services. For Online Banking and Bill Pay questions or support, please contact your local banking center or Customer Service Center. TD Merchant Services can help you choose the best-suited equipment from our wide range of fixed and portable point-of-sale terminals. She is responsible. One of the most imperative business decisions for your company is choosing the right payment processor. Home Contact Us. Businesses that use TD Bank for processing services have access to state-of-the-art POS systems that meet their individual needs. Best viewed with screen resolution of at least 800x600 : By using Web Business Banking, our secure financial services site, offered by TD Commercial Banking and its affiliates, you agree to the terms and conditions of the Business Banking and Services Agreement and associated Service Schedules. As the only processor that is also a large major bank, TD Merchant services has a wide range of innovative payment solutions, including mobile debit capabilities. Fast, secure access to funds for your business. , are not a deposit, not FDIC insured, not guaranteed by a bank, not insured by any federal government agency and may go down in value. Login to BusinessTrack® 1. Contact information and customer care. Pricing is often one of the most confusing topics in the merchant services industry. Your linked account can be with Bankwest or any other financial institution in Australia. Immediately contact our customer service department at 1-800-252-2551 and stay on the line for a representative to assist you. This department comes under the TD North American Credit Cards and Merchant Services group and specifically strategic cards. Merchant Services are provided subject to the terms and conditions of M&T Bank's Merchant Services Agreement. First Merchant Services is a registered ISO/MSP of First National Bank of Omaha, 1620 Dodge St. Insurance products and services offered through McGriff Insurance Services, Inc. You’ll also benefit from: Better cash flow. The setup package generally installs about 41 files and is usually about 24. Whether you need basic integration or API’s, our team has the solution for you. Toronto, Canada Area. It must be held in exactly the same name as your Business TD Direct, and allow direct debits to and from the account (so we can transfer funds from your linked account to your term deposit). there are not many of these services that will take ecig vendors in Canada, so they had a lot of business from the vape community. I wanted to contact you in reference to your review of Flagship Merchant Services: bestofcategoryreviews. As a baby boomer, I was hesitant to open an account with an “online bank”. Yes, TD Retail Card Services has toll-free phone numbers to service you: Merchant Services 1-800-538-3638. TD Merchant Services and a team of 45 Account Executives, across Canada, are ready to work with your staff to ensure your members enjoy the benefits of the new program. August 18, 2019 Login to:. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Filter by location to see Merchant Services salaries in your area. TD Merchant Services - Bank in Toronto, ON - 1120 Finch Avenue West, Toronto, Ontario. SALEM, Mass. Expect more with 360 Money Market® Grab one of the nation's top savings rates with this fee-free, online and mobile account. Relative to the overall usage of users who have this installed on their PCs, most are running Windows 7 (SP1) and Windows XP. 7979 by which customers can reach to TD Bank Chinese easily. We'll analyze your debit and credit card processing needs and offer equipment and solutions designed to save you time and money. Check out the Merchant Services that Chase offers for businesses! Their service allows you to use a variety of services from taking payments from customers to their 24/7/365 Customer Service Help Desk. *The Toronto-Dominion Bank and its affiliates are collectively known as TD Bank Group and include the following businesses: TD Canada Trust, TD Wealth, TD Direct Investing, TD Insurance, TD Auto Finance, TD Asset Management, TD Commercial Banking, TD Merchant Services and TD Securities. First, let’s go over some of the basics with credit card processors. Bank of America Merchant Services is a leading electronic payments company in the industry. TD Merchant PC CC4 is a software program developed by TD Bank Financial Group. Paddington NSW) or your four digit postcode to 0448 267 267 (0448 BOQ BOQ). Merchants can continue to process payments during the notice period. Enjoy a range of financial products and services with HSBC personal and online banking. TD Bank is the U. If you have questions about these changes or wish to participate in the program, please feel free to call Karen Mann at 1. Sign up and get a rebate of up to $300. TD Merchant Services on the other hand, gave a better rate, better service and someone that I can call when I need help. Probably the server is overloaded, down or unreachable because of a network problem, outage or a website maintenance is in progress. Registered country. Mailing Address. TD's next step ties the merchant onboarding upgrade to other departments of the bank to expand relationships beyond traditional merchant acquiring, including lending, investments, real estate — eventually the entire bank’s menu of services. Cutter Recovery Services 1-866-483-5024 x2237 (TD Insurance,) CVS. Possible customer service with other Financial Institutions and TD Canada Trust branches and TD Merchant Services. Or, share a few details about you on the form below and a PNC Merchant Services representative will contact you within the next business day. We offer one solution that lets you take payments any way your customers want to pay. Facebook is showing information to help you better understand the purpose of a Page. sales in TD merchant services. Lewiston, Maine. The low-stress way to find your next merchant services sales rep job opportunity is on SimplyHired. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. merchant services / pos terminals / debit & credit machines / business funding. FORGOT YOUR PASSWORD. Enjoy low warehouse prices on name-brand Merchant Services - Credit Card Processors products. Welcome to the TD Retail Card Services Merchant Website. Situated at 77 King St W in Toronto, Ontario, TD Merchant Services is a merchant within the cash drawers section of Canpages. The average Merchant Services salary ranges from approximately $35,000 per year for Inside Sales Representative to $100,000 per year for Sales Executive. the service merchants no longer have access to is TD Online Mart. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. When you receive a new card, you must contact each merchant or service provider that is charging Automatic Bill Payments to your Visa card to give them the new card number and expiry date. Merchant accounts are necessary accounts for many businesses, and. Pricing is often one of the most confusing topics in the merchant services industry. Check with your carrier for specific fees and charges. Embassy Bank for the Lehigh Valley offers a wide range of services and products for all our personal and business customers based on your financial needs. Sign in to the QuickBooks Online company file linked to or you want to link to a merchant services account. Merchant Card Services. Set up your business to accept Debit & Credit card payment. If you have trouble logging on, please contact your internal administrator for assistance. Bank of New Hampshire is New Hampshire's local bank. As with any of my review I am more than glad to remove or modify my review once the issue has been solved. Learn about the Board of Directors, Executive Committees and CEO compensation in this industry. Chaque jour, notre site, doté de technologie de pointe, vous aidera à augmenter vos ventes pour vos résultats nets. Enjoy a range of financial products and services with HSBC personal and online banking. Since then we have still been getting Merchant Services charges even though we do not do business with them anymore. 2 MB (25,374,383 bytes). Get to know TD Merchant Services CEO & other corporate executives. For more information about regarding the Vx510 or any Verifone products. Page Transparency See More. New merchant services sales rep careers are added daily on SimplyHired. PO Box 4271, Station A. Browse our online banking services or find a location near you. 99 w/ free shipping. in Florida. Offer is limited to one (1) discount per merchant. We’re always looking to expand and strengthen our team with talented employees. Contact Us by Phone. No mobile card readers are mentioned on the merchant’s list of services, however, and details aren’t provided about the hardware they provide. Ops Alerts & Contact. Get details. We provide custom tailored solutions for credit/ debit / EBT card processing, electronic check conversion and gift card programs. Get to know TD Merchant Services CEO & other corporate executives. Sales in TD Merchant Services TD Bank, America's Most Convenient Bank, provides customers with a full range of financial products and services at 1,300 convenient locations from Maine to Florida. Select the Gear icon at the top, then Account and Settings. 1,646 Merchant Services Sales Representative jobs available on Indeed. check the url and try again. Rates are not applicable when processing debit and credit transactions with us using our TD Mobile POS terminal. The fact-checkers, whose work is more and more important for those who prefer facts over lies, police the line between fact and falsehood on a day-to-day basis, and do a great job. Today, my small contribution is to pass along a very good overview that reflects on one of Trump’s favorite overarching falsehoods. Namely: Trump describes an America in which everything was going down the tubes under  Obama, which is why we needed Trump to make America great again. And he claims that this project has come to fruition, with America setting records for prosperity under his leadership and guidance. “Obama bad; Trump good” is pretty much his analysis in all areas and measurement of U.S. activity, especially economically. Even if this were true, it would reflect poorly on Trump’s character, but it has the added problem of being false, a big lie made up of many small ones. Personally, I don’t assume that all economic measurements directly reflect the leadership of whoever occupies the Oval Office, nor am I smart enough to figure out what causes what in the economy. But the idea that presidents get the credit or the blame for the economy during their tenure is a political fact of life. Trump, in his adorable, immodest mendacity, not only claims credit for everything good that happens in the economy, but tells people, literally and specifically, that they have to vote for him even if they hate him, because without his guidance, their 401(k) accounts “will go down the tubes.” That would be offensive even if it were true, but it is utterly false. The stock market has been on a 10-year run of steady gains that began in 2009, the year Barack Obama was inaugurated. But why would anyone care about that? It’s only an unarguable, stubborn fact. Still, speaking of facts, there are so many measurements and indicators of how the economy is doing, that those not committed to an honest investigation can find evidence for whatever they want to believe. Trump and his most committed followers want to believe that everything was terrible under Barack Obama and great under Trump. That’s baloney. Anyone who believes that believes something false. And a series of charts and graphs published Monday in the Washington Post and explained by Economics Correspondent Heather Long provides the data that tells the tale. The details are complicated. Click through to the link above and you’ll learn much. But the overview is pretty simply this: The U.S. economy had a major meltdown in the last year of the George W. Bush presidency. Again, I’m not smart enough to know how much of this was Bush’s “fault.” But he had been in office for six years when the trouble started. So, if it’s ever reasonable to hold a president accountable for the performance of the economy, the timeline is bad for Bush. GDP growth went negative. Job growth fell sharply and then went negative. Median household income shrank. The Dow Jones Industrial Average dropped by more than 5,000 points! U.S. manufacturing output plunged, as did average home values, as did average hourly wages, as did measures of consumer confidence and most other indicators of economic health. (Backup for that is contained in the Post piece I linked to above.) Barack Obama inherited that mess of falling numbers, which continued during his first year in office, 2009, as he put in place policies designed to turn it around. By 2010, Obama’s second year, pretty much all of the negative numbers had turned positive. By the time Obama was up for reelection in 2012, all of them were headed in the right direction, which is certainly among the reasons voters gave him a second term by a solid (not landslide) margin. Basically, all of those good numbers continued throughout the second Obama term. The U.S. GDP, probably the single best measure of how the economy is doing, grew by 2.9 percent in 2015, which was Obama’s seventh year in office and was the best GDP growth number since before the crash of the late Bush years. GDP growth slowed to 1.6 percent in 2016, which may have been among the indicators that supported Trump’s campaign-year argument that everything was going to hell and only he could fix it. During the first year of Trump, GDP growth grew to 2.4 percent, which is decent but not great and anyway, a reasonable person would acknowledge that — to the degree that economic performance is to the credit or blame of the president — the performance in the first year of a new president is a mixture of the old and new policies. In Trump’s second year, 2018, the GDP grew 2.9 percent, equaling Obama’s best year, and so far in 2019, the growth rate has fallen to 2.1 percent, a mediocre number and a decline for which Trump presumably accepts no responsibility and blames either Nancy Pelosi, Ilhan Omar or, if he can swing it, Barack Obama. I suppose it’s natural for a president to want to take credit for everything good that happens on his (or someday her) watch, but not the blame for anything bad. Trump is more blatant about this than most. If we judge by his bad but remarkably steady approval ratings (today, according to the average maintained by 538.com, it’s 41.9 approval/ 53.7 disapproval) the pretty-good economy is not winning him new supporters, nor is his constant exaggeration of his accomplishments costing him many old ones). I already offered it above, but the full Washington Post workup of these numbers, and commentary/explanation by economics correspondent Heather Long, are here. On a related matter, if you care about what used to be called fiscal conservatism, which is the belief that federal debt and deficit matter, here’s a New York Times analysis, based on Congressional Budget Office data, suggesting that the annual budget deficit (that’s the amount the government borrows every year reflecting that amount by which federal spending exceeds revenues) which fell steadily during the Obama years, from a peak of $1.4 trillion at the beginning of the Obama administration, to $585 billion in 2016 (Obama’s last year in office), will be back up to $960 billion this fiscal year, and back over $1 trillion in 2020. (Here’s the New York Times piece detailing those numbers.) Trump is currently floating various tax cuts for the rich and the poor that will presumably worsen those projections, if passed. As the Times piece reported: